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Tag Archives: Chapter 13

Small Businesses Re-Organize to Pay Off Debt

Like many consumers, Florida businesses also been affected by the recent financial crisis.  While some businesses closed their doors others sought refuge in Chapter 11 Bankruptcy. The process for filing a Chapter 11 bankruptcy is similar to a Chapter 13 bankruptcy.  The business debtor files a plan to restructure and pay off debt.  Some small […]

Recognizing the Emotional Side of Filing Bankruptcy

Financial hard times can hit anyone and cause emotional stress. It doesn’t matter your position on the economic ladder.  People who have a high income as well as those with lower incomes may need to turn to bankruptcy to help resolve their debt problems.   Researchers recently released results from studies analyzing the emotional toll high […]

Is Bankruptcy Ethical?

Filing bankruptcy is not an easy decision for anyone. However, for some – particularly Christians – it presents a spiritual dilemma as well. Although it is always preferable to try and pay your debts first, if you are unable to do so, a better understanding of bankruptcy and its options for debt repayment often provides […]

How Fast Can I Get Through the Bankruptcy Process?

There is no easy answer to this question. The time it takes to complete bankruptcy can vary depending on the chapter under which you are seeking bankruptcy, the amount of assets involved and the way that your creditors react. But there are some general observations about the time frames of the bankruptcy process that we […]