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Tag Archives: jacksonville bankruptcy lawyer

Choosing a Legitimate Credit Counseling Agency

Since the changes to the bankruptcy code in 2005, credit counseling has been mandatory for every individual who petitions for bankruptcy — whether under Chapter 7, Chapter 11 or Chapter 13. Petitioners must undergo approved credit counseling within the 180 days prior to filing a petition for bankruptcy relief. This requirement is meant to reduce […]

Can Small Businesses Benefit from Chapter 11?

Chapter 11 is usually the most complex form of bankruptcy. And in legal issues, complex can often mean expensive. But for certain small businesses with less than $2,000,000 in debt, a fast tracked Chapter 11 may be a realistic option that allows a business owner to gain the benefits of bankruptcy while continuing to do […]

How Fast Can I Get Through the Bankruptcy Process?

There is no easy answer to this question. The time it takes to complete bankruptcy can vary depending on the chapter under which you are seeking bankruptcy, the amount of assets involved and the way that your creditors react. But there are some general observations about the time frames of the bankruptcy process that we […]

The Means Test in Florida

Bankruptcy is a powerful tool that can allow businesses and individuals to discharge a substantial amount of their debts. As such, the bankruptcy courts are very careful to prevent the abuse of the bankruptcy system by subjecting petitioners under Chapter 7 with primarily consumer debt to a means test to determine if they truly need […]

Avoid Bankruptcy by Avoiding Debt

For most people facing bankruptcy, building up debt was an incremental process that came about after years of borrowing and spending. Even small, everyday transactions add up over time. And just the interest on these small transactions can come to thousands of dollars per year without you even realizing it. So the first tip for […]