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Monthly Archives: August 2013

What Happens if My Creditors Object to a Discharge?

Obtaining a discharge is the primary purpose of filing bankruptcy. For Chapter 7 petitioners, the bankruptcy discharge begins their journey to a “financial fresh start.” The same is true for Chapter 13 filers who achieve personal and financial satisfaction when they successfully complete their repayment plans. A discharge means creditors may not seek further collection […]

What are My Property Rights? Florida State Exemptions

Bankruptcy allows people who owe more money than they can repay to either pay off a portion of their debt over time by filing a Chapter 13 petition, or request that the court forgive their entire debt by filing a Chapter 7 petition. Bankruptcy trustees may also liquidate debtors’ assets to pay off debts. However, […]

Options for Your Property When You File for Bankruptcy Protection

Chapter 7 bankruptcy gives you the opportunity to liquidate your debt and provides a “fresh financial start” at the completion of your case. Some people may mistakenly believe that they will lose all of their personal property when they file Chapter 7, but this rarely happens. In fact, your personal property can be classified under […]

Five Bankruptcy Myths Dispelled

People who think about filing for bankruptcy protection are sometimes scared of the legal process. You may fear losing cherished property, being regarded with shame in the eyes of your family or even going to jail. Usually these fears are based on myths — not reality. We’re here today to address the five most commonly […]