Life after Bankruptcy: Tips on How to Recover from Debt Overload

Life after Bankruptcy: Tips on How to Recover from Debt Overload

When your financial troubles force you to file for bankruptcy protection, you might have difficulty believing that you will ever recover. However, with a positive attitude, determination and family support you could be on the road to recovery sooner than you think.

A change in your spending habits is an important step in your economic recovery process.  Not only is it necessary to rebuild your credit but it can steer you away from repeating the same behaviors that led you into bankruptcy.  Although the bankruptcy rules allow you to file more than once, the rules impose time limits on re-filing depending on the type of bankruptcy.

  • If you wish to file under Chapter 7, typically, you have to wait eight years after you filed a previous bankruptcy before you can file again.
  • If you plan to file under Chapter 13, the usual waiting period is six years after you filed a previous bankruptcy.

Once the court grants you a discharge from your debts, use it as a financial fresh start to avoid the necessity of re-filling, if you can. An experienced Jacksonville bankruptcy attorney can help you decide the best course for you to eliminate your debt.

Categories



Reviews

From Our Clients
  • “We had great experiences with Mr. Roy. And all the folks here. Kevin and Chris and all the people were very kind and thorough in looking after our situation many years ago.”

    - Kathryn D.
  • “My wife Jane and I were experiencing a very difficult financial situation. Debts, foreclosure, repossession's to name a few. We were referred to Lansing Roy and it was one of the best decisions we ...”

    - Douglas P.
  • “Smartest man on the block!!! A wonderful firm!!! An excellent choice!!! Expand, expand, expand”

    - Brenda B.
  • “Filing for bankruptcy is, obviously, not a pleasant experience. The process, from making the decision, through the final disposition, is emotional and stressful. Our situation was complicated and took ...”

    - Kerry M.
  • “All around great to work with!! This firm is excellent!! I was referred by a family friend and I could not believe the level of service.”

    - Satisfied Client
/

How We're Different

  • Free In-Office Bankruptcy Workshop
  • Well-Versed in Bankruptcy Law
  • Solid Reputation in the Industry
  • Caring & Personable Service
  • Non-judgmental Approach to Each Case

Contact Us

Fill out this form to request a free consultation.
  • Please enter your first name.
  • Please enter your last name.
  • Please enter your phone number.
    This isn't a valid phone number.
  • Please enter your email address.
    This isn't a valid email address.
  • Please make a selection.
  • Please enter a message.